Effective Date: 15 May 2025

By accessing this website, listening to the podcast, participating in AMA (Ask Me Anything) sessions, reading any publications, or engaging with any content, services or products operated or provided by HC Claudius and HC Media Limited (collectively, the “Company”), including but not limited to our podcast, AMA (Ask Me Anything) sessions, books, digital media, social channel, blog, merchandise, and Inner Circle membership program (collectively, the “Services”), you agree to be bound by the terms of this Disclaimer, along with our Terms of Service and Privacy Policy.

THE SERVICES ARE PROVIDED AS-IS WITH NO REPRESENTATIONS OR WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. YOU ASSUME COMPLETE RESPONSIBILITY AND RISK FOR USE OF THE SERVICES. 

1. No Professional Advice

The information provided by the Company, through this website, the Services, strategic materials, publications, or any other medium, is intended solely for general informational and educational purposes.

Nothing contained in our content or Services constitutes legal, financial, medical, or other professional advice. You should not rely on any content or Services as a substitute for professional guidance relevant to your particular circumstances.

Before making decisions that may affect your personal or professional life, you are strongly encouraged to consult with a qualified advisor in the appropriate field.

2. Use at Your Own Risk

All content and Services are provided “as is” and “as available” without any representations, warranties, or guarantees, express or implied. HC Claudius and HC Media Limited do not warrant that the information will be:

• Accurate,
• Complete,
• Reliable,
• Up to date, or
• Free from errors or omissions.

You acknowledge that any reliance you place on such content is strictly at your own risk.

While we share insights based on experience and strategic thinking, you are solely responsible for your decisions and actions. Always consult with qualified professionals before making major decisions.

3. Limitation of Liability

To the fullest extent permitted by applicable law, the Company, and any affiliates, employees, collaborators, and any related entities shall not be liable for any damages, whether direct, indirect, incidental, special, consequential, or punitive, that arise from:

• The use of (or inability to use) any Content or services,
• Participation in AMA sessions,
• Application of strategic advice or frameworks,
• Interaction with any published materials, products, or communications.

This includes, but is not limited to, loss of profits, data, or business opportunities.

4. Jurisdictional Exceptions

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential or incidental damages. In such cases, parts of this disclaimer may not apply to you, and liability will be limited to the fullest extent permitted by applicable law.

5. Third-Party Content

This website and related content and Services may reference, mention, or link to third-party websites, tools, or resources. These are provided for your convenience only. The Company do not endorse or control third-party content and are not responsible for its availability, accuracy, legality, or any resulting loss or damages.

6. Your Responsibility

You understand and agree that you are solely responsible for:

• Evaluating the relevance and applicability of the content, Services and the information provided;
• Any decisions, actions, or results arising from the use of our content or Services;
• Ensuring your own compliance with applicable laws and regulations.

7. Updates to This Disclaimer

The Company reserve the right to update or modify this Disclaimer at any time without notice. Any changes will be posted on this page and will take effect immediately upon publication. Your continued use of our services and content after changes are made constitutes your acceptance of the revised Disclaimer.

8. Contact Information

HC Media Limited

Email: Support@HC.Media

Website: HC.Media

By using this website or any content or services provided by HC Media Limited, you confirm that you have read, understood, and agreed to this Disclaimer.